Study Guides – Are They Helpful

Have you ever purchased a study guide that promises to teach you the the great and amazing study secret that no one has ever heard of? In most cases, this type of hype does not carry any real content or any fulfillment to the many promises they make. Hence, It will be my intention today to try to guide you on how to find out the real study techniques that lead to success in your studies. First of all, let me start out by this premise:

There are no real short cuts or secrets to gaining knowledge, it’s a matter of hard word and patience. Hence the saying: Patience might be sour but its result is sweet. Although there are no (or very few) real study secrets, there do exist certain study techniques that will make your studying a whole lot easier and even more effective. As you yourself might know, there are numerous ways of studying and I can’t compel you to choice a certain way that doesn’t fit you, hence I strongly urge you to do the following:

No matter how you learn the best (by visual experience, kinetic etc) make sure that you do not change horses in midstream concerning the way you learn, ie do not flip flop between different learning approaches. This will inevitable confuse you and may even worsen your study results in the long run. Remember that studying a small amount of information each day on a long time period is several times better than studying an immense amount of information over a short time frame. Contingency is a vital component in your studies, never forget that!

This article was not written in order to spell out all the thousands of different study techniques found under the sun but in the hope of making you realize that one can systemize the way one studies and that this change really can make a difference. Therefore, I urge you once again to sit down and reflect for a moment; how do you learn the best? Be sure to write down your answers and review them with your self and see if you can make any general conclusions, you might be stunned to see that you might have had a bad approach for too long.

Highlighting Allen University

Allen University, located in Columbia, South Carolina, is a small historically black institution. It was founded in 1870 by former slaves as Payne Institution in Cokesbury, South Carolina. The school had the dual mission of providing educational opportunities for African Americans and training clergy for the African Methodist Episcopal (AME) Church. In 1880 the school moved to a more central location in Columbia and was renamed Allen University in honor of the Reverend Richard Allen, founder and first bishop of the AME Church.

The university is a private, Christian liberal arts institution. Allen University is coeducational, with an enrollment of less than 900 students. The institution has a rather unusual history. Initially the school educated students of all age levels. Young students entered in its grammar school, continued their studies through high school, and then pursued a college degree. The grammar school was discontinued in the 1920s, and the last high school class graduated in 1933. Since that time Allen University has enrolled only college students.

Students at Allen University may pursue eight academic majors. There are 21 areas of concentration available to students including business administration, accounting, finance, English, music, social science, human services, mathematics, biology, chemistry, pre-pharmacy, computer science, pre-engineering, and religious studies. The university confers Bachelor of Arts and Bachelor of Science degrees.

Allen University offers on campus housing, and there are numerous opportunities for students to engage in campus life. Two new residence halls opened in 2009. More than 30 organizations are available to students including civic, religious, and social groups. Students may choose from honor societies, fraternities, sororities, leadership organizations, and special interest clubs. Varsity sports offered at Allen University include mens basketball, womens basketball, and womens volleyball. The university is a member of the National Athletic Intercollegiate Association (NAIA). Students may also participate in intramural sports including flag football, basketball, and volleyball.
Allen University has an urban campus, with buildings that comprise the Allen University Historic District. The most recognizable building on campus is the Chappelle Administration Building, a brick structure completed in 1925. It is listed on the National Register of Historic Places. Arnett Hall was built in 1881, and Levi J. Coppin Hall dates to 1906.

The university is located at 1530 Hardin Street in Columbia. Allen University offers guided tours by appointment Monday-Friday from 8am-5pm. The schools location is convenient to many of the points of interest and activities that South Carolinas capital has to offer.

Go Online to Find Free Training Courses

Like most individuals out there, you’re probably always on the lookout for ways that you can learn new things. Maybe it’s a computer program of some type or another piece of software you’re looking to learn, or maybe it’s an online website that you’d like to master, from the popular social networks and web 2.0 outlets, to blog sites and more. Whatever it is, you can now go online to find helpful tutorial courses and training courses to show you the ropes and teach you everything you need to know.

The benefits to using free online training courses are many. Of course, the key word there is “free” – you don’t have to pay a thing, and there’s no limit or other restrictions. Everything is accessible for no cost and is open to the public, so you can keep your money and put aside your concerns. Additionally, you’ll be able to learn on your own time, simply visiting the tutorial whenever you’re ready, as opposed to attending a class or seminar, for example. It’s simple, quick and it’s made for everyday people looking for assistance.

There’s a wide range of free training you can find online. Many people are simply looking to master popular websites and computer software programs. You can find a tutorial on how to make the most out of YouTube, Facebook or Twitter, for example. Or you can learn more about how to master Microsoft Word or PowerPoint. In addition, you can learn more advanced material, such as CSS for website design, or WordPress for managing your own blog.

Before you know it, you’ll be on your way to being a computer kingpin, mastering all of these different programs, software, applications, codes and much more. You’ll finally be up to speed along with everyone else, and you’ll finally be the person helping out your friends and colleagues who are in need of some assistance and advice about what to do, and how to do it.

Whether you want to learn ways to utilize fun programs, or ways to correctly use software you need for work, or for another hobby, these training courses will be easy to follow, and extremely helpful in your pursuits. The sooner you get started, the sooner you’ll be acing these tutorial lessons.

Don’t pay for a fortune for expensive and unnecessary paid courses, guides, tutorial lessons or anything else, and don’t bother with out of date books and texts. Instead, simply go online and utilize the growing number of completely free training courses on just about everything you’d ever want to master. From running your own blog on WordPress to mastering Google products and editing your own movies, the training material is all available online for free.

Written By Philippe Peters Online training courses

Student Loan Settlement Is the Loan Subsidized

Ever since Credit 911 confirmed that we could settle unsubsidized student loans, we have spent quite a bit of time explaining what the difference between the two types of loans are.

In short, subsidized student loans are when the Federal Government paid the interest on those loans while the individual was attending school. The Federal Perkins Loans are an example of a subsidized student loan. The interest rate is locked at 5% and the Federal Government pays the interest while the student attends school, there is a 9 month grace period following graduation, and an additional grace period during deferments.

Perkins loans, however, are limited in dollars to those students who show the greatest need.

Most students then turn to the Stafford Loan program for additional funding, these loans fall into our two famous categories Subsidized and Unsubsidized. Again, the subsidized Stafford Loan is based on need, while the unsubsidized Stafford Loan is not.

Most Stafford Loans interest rates range from 4% to 6% depending on what year the student took out the loan. As an example loans taken in 2009/2010 were fixed at 5.6 percent while loans this year are expected to be 4.5%. For the subsidized Stafford the government pays all that interest during your education plus the 9 months discussed above. Additionally, students receiving subsidized loans must be minimally enrolled as a half time college student to remain eligible for the funding.

Those that did not qualify for subsidized loans AND those that needed more money would move on to unsubsidized Stafford Loans. Neither subsidized nor unsubsidized loans obtained through financial aid require a credit check, no collateral was needed, what was most important is that you were somehow able to fill out the very complicated Free Application for Federal Student Aid, more commonly referred to as the FAFSA.

The FAFSA is know for being long and complicated, but the good news is that if you happened to fill this out and you werent in terrible financial shape at the time you probably have a mix of subsidized and unsubsidized loans or all of your loans are unsubsidized.

That should provide you with a basic understanding of the difference and borrowing guidelines between subsidized and unsubsidized student loans. However, for those of you who wish to know a little more about the “education maze” please visit us at

Why Students Struggle with Fractions

One of the most challenging topics in a typical math class is the learning of fractions and their operations. Why does Johnny (Jenny) struggle with the concepts of fractions, decimals, and percentages? I believe that these ideas are not taught effectively in most elementary classrooms. Teachers tend to move quickly through the lessons at this time in elementary school (usually 3rd or 4th grade), and tend to treat fractions as an abstract idea.

When learning to speak, infants are taught to point to an object and repeat the word that the adult speaks. These nouns become the buiding blocks of language, and numbers and counting is done the same way.

Primary grade students learn to count objects in their world, moving on to basic number pattern ideas and labels such as multiples of 5 and 3, and the concepts of odd and even. But these are whole number ideas, and partial numbers (fractions and decimals) tend to be introduced on paper as an abstract idea. In other words, teachers should be repeatedly showing students what a third of something is, or how to cut things up into equal pieces, etc.

I am not saying that this is avoided in elementary school, just that students are not given enough exposure to those ideas. Students should not be doing worksheets where they practice adding fractions with unlike denominators until they can draw pictures of these fractions, or show how to cut them up into equivalent pieces. The concrete learning idea of manipulating objects to show a mathematical idea needs to be embedded into the minds of young learners before they can practice similar math ideas on pencil and paper. This curriculum piece tends to be skipped or rushed in most elementary classrooms.

Students who are not ready to move on to do fraction work (or decimals or percentages) are either unsuccessful the rest of their math careers, or memorize the algorithms and get stuck later in higher level math courses.

Either case requires extra help to survive high school or college math curriculum because the developmental phases in mathematics cannot be avoided. If a student didn’t understand a fundamental concept such as fraction operations, they will not be successful in learning topics that use these ideas, such as solving equations, graphing linear relationships, or manipulating precalculus problems.

So, if you are a parent of a child who struggles in math, take a look at how your son or daughter expresses the ideas of fractions. Ask them to show you what 2 thirds looks like, or what 8.6 means, or to make a model of what percent 8 out of 10 represents. Can they do it?

If not, find a quality online math tutor who can diagnose the developmental phases of what your child has missed in the classroom. A highly skilled, experienced teacher can help fill in those gaps in learning, make it fun, and help your child to once again rediscover their math confidence!